Rewards Star Cash Back

A $100 minimum deposit is required to open the account. Monthly ACH Credit or ACH Debit and a minimum of 12 debit card transactions are a condition of this account. Limit of 1 account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account.  Receipt of an electronic statement is a feature of the account; however, the customer may opt to receive a paper statement for a monthly fee of $3.00.  If the account does not meet qualifications for a 6 month period, the account will be converted to a STAR account.  Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning the first day of the current statement cycle through the close of the current statement cycle.  The statement cycle ends the 2nd Tuesday of each month.

Reward Information: When your Rewards Star account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle:  Rewards Star Cash Back: qualified transactions, totaling no more than $250.00, will earn 3.00% cash back. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. You will receive up to $20.00 reimbursements for nationwide ATM withdrawal fees imposed by this and other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within 60 calendar days of the withdrawal transaction. When Rewards Star Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to the appropriate Rewards account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements may apply.

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Future Monthly Qualification Cycle and Statement Cycle dates for our Rewards Star accounts will be available to you via our website or through one of our Service Representatives within one of our branches.