Centennial Bank offers Message Pay, an easy way to pay your loan online or via text messaging.
Pay with a debit card or external bank transfer. It's easy and convenient. Follow this step-by-step guide to get started or make a payment now!
*A convenience fee of $3.99 per ACH payment or $5.99 per debit card payment will apply. Credit Card payments are not accepted.
Setting Up Your Account
Verify Your Account
Create Your 4-Digit Pin
Add Your Preferred Payment
Make a
Payment
Frequently Asked Questions
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What information will I need to access the Message Pay portal for the first time?
The first time you visit our Message Pay payment portal you will need to authenticate your account with your Account Number and Date of Birth.
Next, you will be asked to set a four-digit Pin. This Pin will be used to make subsequent payments.
How do I add a payment method?
First time users will need to add payment methods to your account. Select "Methods" on the top menu. From this screen you can add new cards or bank accounts to pay from.
You can add multiple methods and select which method you would like to be your "default" payment method.
How do I make a payment?
Once you've added a payment method, you can visit the "Payment" screen to make your payment. To make your payment in full, select the blue "Make Payment Now" button.
To edit your payment amount, you can touch the pencil icon to the right of the amount.
You can also select a different payment method by touching the pencil icon to the right of the select method.
Upon selecting "Make Payment Now," a confirmation screen is shown to confirm that you want to make the payment with the selected method.
Can I setup a recurring payment?
Yes. You can setup your recurring payment in four simple steps.
- Login
- Click 'Schedule My Payment' button
- Fill out Payment Schedule
- Confirm Schedule Creation
That's it! Your new recurring payment is set up.
Is there a fee for using the Message Pay service?
Yes. A convenience fee of $3.99 per ACH payment or $5.99 per debit card payment will apply per transaction.
Can I make a loan payment with a credit card?
No. Credit card payments are not accepted.
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