| Account/Service | Fee |
|---|---|
| Star Account |
$8 per month No fee if minimum daily account balance remains above $500 during the statement cycle |
| 5 Star Protection Account | $5.16 per month ($3.16 for seniors 60+) |
| Gold Star Account |
$9 per month No fee if minimum daily balance remains above $1,000 during the statement cycle For business accounts, 250 processed items are allotted per statement cycle without fee ($0.25 per additional item) |
| Rising Star Account | No fee |
| Merchant Star Account |
$10 per month No fee if the minimum daily balance remains above $1,000 during the statement cycle 250 processed items are allotted per statement cycle without fee ($0.25 per additional item) |
|
Money Market |
$10 per month No fee if minimum daily balance remains above $2,500 during the statement cycle $5 per withdrawal after the 6th withdrawal per month |
| Savings Account |
$5 per withdrawal after the 6th withdrawal per quarter $5 service charge will be assessed quarterly based on a minimum daily balance of $100. Not assessed for primary account holders under the age of 24. |
| Certificates of Deposit | Penalty for early withdrawal |
| ATM Transactions |
$2 ATM withdrawal fee may be charged for withdrawal from ATM not owned by Centennial Bank. Surcharge Fee: Owners of non-Centennial Bank ATMs may impose additional surcharge for using their ATMs. |
| Centennial Bank VISA ATM/Debit Card |
Standard ATM/Debit card FREE with any Centennial Bank checking account $5 replacement fee for a standard VISA ATM/Debit card |
| Return Item Fee (includes checks and ACH items) | $15 per item |
| Deposit Item Return Charge | $7.50 per item |
| Overdraft Fee (includes checks, ACH & other electronic transactions) | $30 per item |
| Negative Balance Fee |
A fee of $5 per business day the bank is open will be imposed if the negative balance is not brought positive within 6 days. This fee also applies when any item causes an account to be negative including the imposition of other fees. |
| Transfer From a Linked Account to Cover Overdraft | $5 per transfer (only one automatic transfer is made per day) |
| Stop Payment | $30 per item |
| Wire Transfers | $20 domestic/$70 international for each incoming/outgoing |
| Account Research | $10 per hour (1 hour minimum) |
| Account Activity Printout | $1 per printout |
| Photocopies | 25¢ copy |
| Dormant Account Fee |
For checking accounts, $5 monthly if balance is less than $1,000 after one year of inactivity. For savings accounts, $5 monthly if balance is less than $1,000 after two years of inactivity. |
| Faxes |
$2 for first 2 pages, 25¢ each additional page $2 for all faxes using EZ Access Telephone Banking (unlimited pages per fax) |
| Cashiers Checks | $5 each |
| Foreign Check Processing Fee (including Canadian Checks) | $20 each |
| Monthly Statement |
Free online banking statement or $3 fee for paper statement $2 fee for images of back of check(s) – per month $3 fee for replacement statement |
| Assisted Transfer (Telephone) | $2 fee |
| Escheatment Fee (Unclaimed Property) |
$100.00 per account |
| Levy/Garnishment Administrative Fee |
$1 to $100 (per occurrence) Centennial Bank reserves the right to charge a fee equal to half the levy/garnishment amount, up to $100. |